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Got a speeding fine? Here’s what you should do next

Amanda
January 27, 2026
1.4 min read

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As a city with notoriously impatient drivers, we’re no strangers to the speeding cameras that watch over every expressway like a hawk, occasionally flashing at the unlucky few who slip up. Even then, the kan chiong spirit is hard to deter, as drivers continue to fly down the right-most lane as if the speed limit existed only to insult them.  

If that happens to be you (not judging), don’t worry, it isn't the end of the world. That said, with the Ministry of Home Affairs (MHA) raising penalties starting 1 January 2026, it’s more important than ever to stay informed. And if you weren’t sure, here’s a guide to everything you need to know about speeding fines, and what steps to take if you get one. 

Speeding fine penalties: the 2026 rates

Starting in 2026, the government is increasing speeding fine rates to combat the surge in violations and driving accidents. 

Exceeding speed limit by... Demerit points Composition sum
≤ 20 km/h 6 points $200
> 20 to ≤ 30 km/h 8 points $300
> 30 to ≤ 40 km/h 12 points $400
> 40 km/h Prosecution in court Court-determined fine

Not to mention, if you’re caught speeding in Friendly Streets, School Zones, or Silver Zones, you’ll be slapped with an additional 2 demerit points and an extra $100 fine. Keep in mind that hitting 24 demerit points within 24 months will lead to a license suspension.

Further action: What to do once you receive the notice

If you see the dreaded flash, here’s what you can expect.

  1. Notice to Furnish Driver’s Particulars

The registered vehicle owner will receive a letter requiring a declaration of who was driving the car at the time of the offence. Make sure to do it within the required timeframe to avoid further penalties.

  1. Notice of Offence / Speeding Fine

Once identified, the driver will be issued a notice outlining the offence. This includes details such as the speed recorded, the speed limit at that stretch of road, and the corresponding fine and demerit points. First-time offenders, you may get off with just a warning. But don’t try your luck!

  1. Payment of Fine

If you accept the offence, you can settle the fine on the AXS website, at AXS stations, or through the mobile app, AXS m-station. You can also choose to pay through the SPF e-services portal. 

  1. Demerit Points (If Applicable)

No further action is required for demerit points, other than being mindful not to accumulate more.

  1. Court Summons (For Serious Offences)

For more severe speeding offences, you may be required to attend court instead of paying a fixed fine. This typically applies to cases involving excessively high speeds or repeat offenders.

Frequently Asked Questions 

1. How long does it take to receive a speeding fine after being caught?

Speeding notices are usually sent to the registered vehicle owner within 2 weeks to a month of the offence. This typically starts with a Notice to Furnish Driver’s Particulars, followed by an offer of a composition fine or a court summons, depending on the severity of the offence.

2. Can I appeal against a speeding offence?

Yes, you may submit an appeal to the Traffic Police if you believe there are valid grounds, such as extenuating circumstances or errors in the notice issued. Appeals must be made before paying the composition fine or attending court, as payment is considered an admission of guilt. Do note that appeals are assessed on a case-by-case basis and approval is not guaranteed. To submit an appeal, you can fill in the required details through this link. 

3. What happens if I ignore or miss the payment deadline?

Failing to respond or pay a speeding fine by the stated deadline may result in further enforcement action, including a court summons and additional penalties. It’s best to address the notice promptly, even if you intend to appeal.

(Feature photo from: The Straits Time

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